For us it was cheap vacations -- my kids know their grandparents VERY well :), buying relatively inexpensive models of used cars and driving them til they dropped, rarely eating out (and only at inexpensive places when we did), renting most movies, heavy library use, living in less house that we could afford for many years so our mortgage (and interest payments) were still pretty small when we finally upsized, both parents working, rarely hiring someone to do things like housework or yardwork, etc. Can't remember the last time we ate steak... All of this was done with education savings as a top priority for a lot of years. HK is at the brink now and can't really make up ground, but parents of younger kids have an opportunity to prioritize and figure out what situation they want to be in when the college bills arrive.

Last edited by intparent; 07/22/13 03:15 PM.