Mmm... probably not doing most of those suggestions. I did check this morning on her tuition insurance policy terms, as we have always purchased tuition insurance at her private school. More in case my kids got sick and had to drop than for any other reason. I checked the policy today, and found that we could get 60% of the remaining pro-rated tuition back if we choose to move her now. Her quarter is over on January 13. Was checking the "school across town"'s academic calendar, but can't tell when their semester ends -- it is not on their online calendar. They are closed for break, but I know another parent there that I may see at a sports activity on Monday night. Or I can call her. So I will explore that (without telling D) and think about the financial side. Might be able to swing it if we get 60% of the tuition back.