Illness, divorce, injury etc do not confine themselves to the poor. I know several solo mothers who had their children in a secure family environment comfortably off who are now raising their children alone and in poverty. Depressive illnesses can prevent you from realising your earning potential - and are very common in the gifted.

While it is responsible and laudable to plan for a financially secure future it is not reasonable to claim that everyone who has problems brought them on themselves. And even if they did is it right to leave someone to drown because they shouldn't have gone out so far?

Last edited by puffin; 12/23/13 12:21 PM.