the lower GAI was low enough that it would technically be considered an LD
Not to be picky, but to offer a bit of explanation because you are new to this... The IQ tests consist of many subtests. Combined score is the Full-Scale IQ (FSIQ). Significantly lower subtest scores (often processing speed and working memory) may be 1) indicative of a learning disability 2) result in calculation of another score in addition to the FSIQ: the General Ability Index (GAI) which may be higher than the FSIQ (as the FSIQ may have been impacted by the low subtest scores in processing speed and working memory).
we would be very unlikely to receive accomodation
Many families encounter a practice of providing accommodations only if the child is performing below grade-level standards. However parents may successfully advocate to receive accommodations so that their child performs at their personal best (at the level of achievement indicated by GAI, generally above the grade-level standards). You may wish to read up on Wrightslaw and the book "From Emotions to Advocacy."
