Have you tried talking with your insurance company? I don't think they are likely to pay for a strictly educational evaluation, but they may pay if your daughter is legitimately having associated issues (like anxiety and depression) or if there is any chance of a learning disability. It doesn't sound like there are those sorts of issues, but I mention it just in case it makes a difference. My daughter's first evaluation was paid for by insurance because she was having difficulty (she was so miserable at school that she was becoming very anxious and we were able to get a report supporting her grade acceleration, which made an immediate improvement). They didn't pay for her second evaluation because she was doing fine at that point and it was just for more information (and I thought it was fair they didn't pay at that point).