You can also go through some rough EFC calculators to estimate what FAFSA/College Board will say that your expected family contribution will be.

Many of our friends/associates have been VERY unpleasantly shocked to learn that they have EFC's into the five digits... up to 30% of your gross income is possible there, so it really pays to take a close look at what that EFC is.

Also recognize that each college may calculate EFC individually, and that value may be higher. (Or, in some cases, lower.)


Schrödinger's cat walks into a bar. And doesn't.