We're not doing any college finance planning. While I do have two college degrees, I'm a stay at home mom and my husband is a trucker. If I went to work in the next few years, we'd spend more money on care for our special needs kids than I'd bring home ... or it would balance out but in the end we'd be worse off. So we're doing it all on one working income, while living in a fairly expensive area (northern Illinois). If the boys want to go to college some day (and we don't push for it unless it's what THEY want and take responsibility for), they will have to have the smarts (they do NOT have the athletic ability! lol) and grades to get in with as much financial aid (and by that I don't mean loans) as possible ... coupled with workstudy / resident assistant / or other on or off campus jobs that will pay for most or all their remaining expenses. Does not matter what school as long as it's a decent quality / safe school. If they have the will, they can do it.
