While no one is “condemning those who play by the rules” or “demonizing the 1-percenters”, and one is “careful not to over-moralize about the choices other people are almost forced to make”…
some may say that a planned early retirement
with the specific intent to game the system for need-based financial aid for college costs may be unethical, and an example of what some people may resent about a system which seems to help the wealthy and affluent become more so, while syphoning dollars out of the system which were originally intended to help those with "need", not those with "game".
The original
post was not about "1-percenters", those on a "mommy track", or "choices other people are almost forced to make". It was about "
specific intent to game the system".
"Demonizing", "condemning", and "over-moralizing" are strong words. Some may say that accusations using these words may be seen as bullying or intimidation rather than respectful discussion of a difference of viewpoint.