Thanks, everyone for your stories. I feel better knowing I'm not the only one who feels out of my depth by some of the conversation-especially the policy/university threads.

And I especially appreciate the encouragement from those I know are above and beyond my own cognitive level. I'm grateful they don't think, "What an imbecile; what's she doing here?" I really, really want to learn from you and I hope you'll suffer my ignorance and dumb-down your answers! smile