Grinity, you don't know how much I appreciate your ideas. I will be all over every one of those. I'll google"hothouse typing" but I may need to hear more from you on that. David is kind of neutral on school. I can't say he enjoys academics, but I do wonder now if he needs more simulation. What he does live are the social aspects. Hopefully I can private-message you if I have more questions about your iras?