I should clarify, I suspect some possible learning disorder with ds, along with being gifted - when I called my insurance company to explain that I wanted an evaluation they said I did not need a referral. I am *trying* to go 'in-network' if possible, otherwise I think there are still some benefits but not nearly as much...

for gifted assessment alone, I am not sure they would give benefits. Of course they never guarantee any benefits over the phone so it's still sort of a gamble.

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