I'm glad to hear "st pauli girl"'s comment in conjunction with all of the other comments. One of the things that I wondered as well is if I somehow produced this behavior b/c I too gave my DD a play-by-play when she was an infant. My DH likes to say "You did this" when I complain about the talking.
As a wee little thing I wouldn't hand her anything until she asked for it in words and not "clicks and grunts" as I would tell her. I mean she was 3 months old and I would repeat a simplified version of whatever she wanted like "eat" or "fruit" and then not hand it to her until she said "ee" or "fuu". Then I would sing-song "thank you" and she would go "na na". Good to know that DD would have become a talker either way. smile