Originally Posted by Dude
Originally Posted by Old Dad
You assume that smart finance is all about math, in reality it's largely about habit. If you get into the habit of debt, it becomes more and more a part of your life and more and more acceptable, that's human nature.

Straw man. I assume nothing of the sort. Please don't say absurd things and attribute them to me.

Sensible debt management is a habit, too.
It appears that OldDad may have been addressing another poster, one who spoke of "complex financial strategies", as he used that same verbiage in his reply.