These points may generally be true in a free society and a capitalistic economy, however many are witnessing pressures to change our country's culture and economy to one of socialism.

For example, paradigm shifts in classrooms may report equal outcomes regardless of number of repetitions to mastery, and may provide collective punishment. Some schools seek to minimize the role of parents in educating and rearing their children. Similarly, teens may accept federal "financial aid" loans for college, not fully realizing their job prospects, likely salary range, and years to repay this debt upon graduation.

Parents may wish to acquaint their children with as many different theories of personal financial management as possible. Like many risk-taking strategies, leveraging debt may be controversial with strong views on both sides.