Out of curiosity, what's the difference between the settings?
(We've got another month or so in the non-group open enrollment program, and I kind of like that I can fiddle with my own settings, but I like to break stuff to see how it works. I don't know if we're going to continue with EPGY in the near term, because DD "wants third grade math to be hard" so isn't doing it at the moment, but I anticipate we'll go back at some point. If there's an advantage to going through the group other than the price break, we might want to go that route when we pick back up.)
