I think this is totally right until they understand Probability, etc. Some people never do that. When I was pregnant, everyone told their horror stories. Why? This was already my fourth pregnancy with no births yet. I was already having problems. I really did not need to know that.

I do warn her about things that are necessary, such as why she does not wander around alone.

GT's are so sensitive anyway. They really think it over and if they are too young to fully understand it, it is scary.