Thanks, HK. Your response summed up the kinds of things we're seeing around here. I'm a bit nervous thinking that it may get worse. DS is the type that says to himself, "Hey, what happens if I do...?" and not one to think it totally out before throwing the switch. His dad was echoed in some of what you said you did and my brother in some of your DH!

Good news is we have full homeowners, an umbrella policy and root touch-up.

Last edited by Ametrine; 11/17/16 06:56 PM. Reason: DD changed to DH