When we look at great people (Everyones great is different) in history many had to overcome harsh conditions and challanges. Many took risks we would never dream of, risking entire fortunes, there familys, even their lives. Many have paid a huge price to achive there dreams. (Many also fail many times and get back up, some never get back up) I FWIW belive that overcomming challanges, and learning to take risks, can be helpful in any endevor our children move into. How much challange and risk, everyone one is different. It's hard to know where the lines need to be.