Thanks for the replies. We actually have no debt at all except for the mortgage and I don't spend much money on things like fancy clothes, coffee (don't drink it!), fast food, etc. Our cars are paid for but we do pay a lot for gas (our house is on the market as we want to move closer to where we work). I roughly estimate that about half of our money goes to taxes, tuition, and savings.
We save A LOT towards retirement and college. That is the part we would probably give up the most. We have a decent amount in our portfolio but if we stopped contributing who knows what that would do long term.
I probably need to run the numbers and see just for fun. I feel like we are fairly frugal for our income level but probably not compared to others who have to watch every penny.
