Here's a good one during such finacial times. Please join in.

I used to pay someone to make fancy birthday cakes. Now I have more watching my kids decorate them. (I think if our finacial situation didn't get worse I may not have figured this one out.)

My DS11 did not get a drum set because we can't afford it. He has made several arrangement of a drum set. They are made with pillows, boxes, tin boxes, tape and cords. He is using his creative mind.