When I said "the scholarship money has dried up,"
Yes, there is money out there but the merit-based tends to be smaller and harder to get. If you go to a less prestigious, less well-known school, you could snag a full-ride, which can be great. many of the "big name" schools are not offering that much merit-based aid. Much of their aid is in the form of loans.
My alma mater, Northwestern U in IL, is about $54,000 a year, which is alot. The Ivies, Stanford, etc. are the same. My friend's son is going to New York Medical College, a good (not great) private med school. That is running $75,000 a year. Ouch.