Wanting to beat other people at life is not, IMO, a SMART goal:
S = Specific
M = Measurable
A = Achievable
R = Realistic
T = Timely

For example, in what manner would you beat someone at life?
- Earning more money, higher salary, better investments?
- Wielding greater power and influence in your community?
- Becoming known for lifestyle, travel?
- Building the largest home?
- Developing a better physique, living longer?
- Cultivating stronger relationships, a happy and lasting marriage?
- Having the most children?

For some people, materialism, prestige, and accolades are not important. They may be considered temporary. Helping others, knowing one has made a difference may be more lasting, and therefore become the cherished guiding goals to live by. This may include writing a modest and realistic budget, working fewer paid hours, volunteering one's time, working hard at enjoying a simple life which values family, community, and health.