"Mommy not a happy camper.... just can't get used to the idea of a 12 yo college student, but that is what the psych is predicting. As we are on the 3rd psych to predict that, it is starting to sound way too inevitable."
There are lots and lots of ways to handle this short of full time college enrollment at 12--but please be assured that if full time college enrollment at 12 is what is right for your child's circumstances, it can be done gracefully and happily for all involved. Try to stay flexible, figure out the options from year to year (or semester to semester) and remember nothing is inevitable or irrevocable.
BTDT