Hi, welcome, happy new year!
This forum is a great place to begin to read up on real options, rather than muddling through. Sounds like you are getting a leg up on things already with the counseling and testing.
How old is your dd?
Has the school been able to offer any advanced work for her? What do they mean by 'substantially less'?, I mean that could still put her in gt range in other areas, 99.9 being so darn 'up there'.


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