We also don't necessarily need DYS right now, but like Ruby, I consider it insurance for the future. Things change so fast with these kids that it's really nice to know that there's help on tap if I need it.

Then there are perks, like the online seminars for both kids and adults with experts in various fields, the access to resources and advice through parenting e-lists, and the fun of get-togethers with kids and parents, both formal and informal.

Those are all nice things.

I guess I'd ask what the downside to applying is. Aside from the time you spend on the application, what have you got to lose?


Kriston