Jewel,

My DD9 (rising 5th grader) took SCAT when she was in 2nd grade and got similar score. Actually she is very good in Math but she was not being challenged. We decided to supplement her with Singapore Math (<$10 for 1 book) and Khan's academy (free:-).

She is doing SEPCTRUM - Algebra and Geometry ($10/ book each) this summer. After summer, she will use Thinkwell online classes. ($125 for the whole school year)

I will send her to CTY camp when she is a little older but for now, I am spending my money wisely. CTY classes are expensive and we may use them in high school if we can use it for high school/college credits.