Thanks all, for the great feedback. I am still waiting to talk to the lawyer about the legal ramifications. The current leader has not done anything to cover herself. We don't have membership dues or paperwork or anything, so maybe she figures it isn't a "real" group and she cannot be held liable. I think that's a mistake.
Kriston, I appreciate the legal info you provided. I'm not sure if that's enough to please DH, but i will run it by him.
Spent four hours working a Boy Scout flower sale for Mother's day today, and the leaders are trying to talk me into volunteering there. Argh... why is it so hard for me to say no? I did, but I felt extremely guilty about it!
thank you-