Well, I certainly understand where you're at there.
Playing Devil's advocate for a moment, though, there isn't any law that says that you MUST take calculus immediately after the completion of precalc, right?
Nor, to the best of my knowledge, is there any sort of law (natural or otherwise) that indicates that precalc is mandatory following the successful completion of Algebra II.
Basically, as long as a student completes math through the Algebra II level, they're good to graduate from high school... and certainly good for the ACT and SAT.
Ergo, you then have the freedom to afterschool or enrich with other kinds of math; discrete mathematics, linear algebra, statistics, etc.
I'm actually someone who feels rather strongly that challenge in mathematics in particular is essential to the development of a tolerance for genuine challenge, and maybe even more particularly in kids that aren't especially mathy and most especially in young women in that category.
We stopped my DD's math at the completion of Algebra II. We didn't feel that the instructional model supports learning math at higher levels (basically, YouTube and Khan academy are the "instruction" here, and it's an all-assessment, no homework model).
So she's tutoring other math students (pre-algebra through geometry) and taking physics to keep her skills sharp.
The one thing I'd have genuine reservations about in this situation is placing a child into a situation which REQUIRES math through calculus simply to graduate from high school. That is, make sure that the math up through Algebra II actually counts toward graduation if you have any reservations about whether or not you will all want your child taking calc through that local high school. Our rule of thumb there has always been-- if it's a high school class, it earns high school CREDITS, too. No regrets on that policy, by the way, and DD started earning high school credit as a 7th grader in Algebra I.