Do any of you actually have at home books for 7th grade and up?
Is it true that they have challenge/word problems already build into them?
I assume you mean for Singapore, right?
We aren't at that level yet. But they do let you see a fairly detailed outline of topics covered in the book, plus they let you peek inside and see actual sample pages of the book. In my experience, the samples are very much what the whole book looks like. There have been no real surprises for me with their stuff if you check the website thoroughly and make use of all the help they give you.
I do know that all the books we have used (5 so far) have some challenge and word problems in them. They're just not as hard as the extra-challenging workbooks.
7th grade starts a new series though, so it might be different. I'd say check the website.