thanks, Mam, if that were true would you assume it would start with "year + months" so that taking it at 4 years 11 months would group you with the younger group and five years 0 months (just would lump you with 5 years and the next three months. I know it isn't that big of a deal, but if there was ten point jump it might make a real difference in how her "case" is considered.