There's no great holes there consistent with the lower broad reading and writing scores. Do you have WISC processing speed scores? It could be thaf the fluency stems from there.

Don't write off the schools for the IEP just yet. Our state has the same language on what's required-- that stems from a revision in the federal law in 2004. DD is on an IEP. I readily admit that this is largely a consequence of the school dealing with past misdeeds, but I am seeing more and more reports of people with profiles like you posted (and my daughter's very similar one), end up with services at school.