So maybe Johnny shouldn't go to Harvard.
Maybe he should move to a high poverty state in his junior year of high school that offers lottery scholarships for anyone who has been a resident for a year and is capable of maintaining a C average.
Just pointing out that extreme scenarios don't paint a realistic picture. I'm not saying student debt isn't an issue, but going to Harvard isn't a necessity. We told our kids when they started mid school that if they wanted to go to MIT - or any out of state school - they'd better get the grades to earn a scholarship. Otherwise they could go in-state. If they don't value their education enough to work for the grades to get there, we're sure not dumping good money after it.
